Insurance Built for Your Industry
Every industry carries its own risks and an off-the-shelf policy rarely covers them properly. Design Cover works with professional services firms, commercial operators, contractors, and specialist businesses across Australia to arrange insurance programs that match how you actually operate.
We take the time to understand your work, your contracts, and your exposures — then source the right cover from our network of insurers through the Steadfast Group.
Typically these packs contain Public Liability (protects against third-party injury or property damage claims) and Professional Indemnity Insurance (covers financial loss due to professional advice or service) as well as many add on’s as advised by your experienced Design Cover Insurance Broker.
Depending on your industry and risk profile, your program may include:
Public Liability — protection against third-party injury or property damage claims
Professional Indemnity — covers claims arising from your professional advice or services
Cyber Insurance — increasingly essential for any business handling client data or operating online
Management Liability — covers directors, officers, and HR-related risks
Business Interruption — protects your income if operations are disrupted
Property & Contents — for businesses with a physical premises or valuable assets.
What industries do we cover?
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Professional Services Insurance
Insurance for consultants, advisors, accountants and service-based businesses. Protect your expertise, reputation and client relationships with cover designed around how you work.
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IT & Tech Services Insurance
Insurance for IT consultants, software developers, MSPs and technology businesses. Cover cyber risks, data liability, professional indemnity and the contracts that underpin your work.
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Property, Design and Built Environment
Specialist insurance for architects, engineers, designers and built environment professionals. Cover your advice, your designs and your project risks from concept through to completion.
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Construction, Trades and Contractors
Insurance for builders, tradies, subcontractors and project-based operators. Cover your work, tools and on-site risks — including certificates of currency for contracts and tenders.
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Real Estate Agents & Property Services
Insurance for real estate agents, property managers and developers. Protect your transactions, your management responsibilities and your professional advice.
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Transport & Logistics Insurance
Insurance for freight operators, logistics companies and supply chain businesses. Protect your cargo, contracts and operations against disruption, liability and loss.
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Medical & Allied Health Insurance
Insurance for healthcare practitioners and allied health professionals. Protect your practice, your patients and the advice you provide with tailored professional cover.
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Manufacturing Insurance
Insurance for manufacturers and production businesses. Cover your plant, equipment, stock and operational risks with a program built around your specific processes and exposures.
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Hospitality Insurance
Insurance for cafes, restaurants and hospitality venues. Protect your premises, staff and customers with practical cover that keeps your business running.
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Retail Insurance
Insurance for retail stores and shop owners. Cover your stock, premises and daily operations against the risks that come with serving the public.
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Barbers, Hairdressers & Beauty Therapists
Insurance for hair, beauty and grooming professionals. Cover your services, your clients and your business against claims and everyday risks.