Protects businesses and individuals who provide professional advice or services against claims of negligence, errors, or omissions. Essential for consultants, health professionals, and other service providers, Design Cover helps clients understand policy exclusions and ensures cover aligns with their professional risks and contractual requirements.

Protects businesses against claims of third-party injury or property damage arising from their operations or products. It’s a critical form of cover for any business that interacts with the public, supplies goods, or operates on client sites. Design Cover helps to ensure clients have appropriate limits in place based on their specific risk and contractual requirements.

Bundles multiple cover types—such as property, liability, and business interruption—into one policy tailored to a business’s specific needs. It offers comprehensive protection at a competitive price and simplifies insurance management. Design Cover is here to help businesses choose the right combination of covers to suit their industry and risk profile. More info can be found here

Covers physical assets such as buildings, contents, stock, and equipment against events like fire, theft, storm damage, and vandalism. It’s essential cover, particularly those with a physical premises or valuable assets. Design Cover can assist you in accurately valuing your assets and tailoring policies to suit their operations.

Protects businesses against financial losses and liabilities arising from cyberattacks, data breaches, and other digital threats. Given the increasing reliance on technology across businesses, this cover is vital for managing risks like ransomware, business interruption, and privacy breaches. Design Cover works with clients to tailor policies that match their cyber risk exposure and regulatory requirements.

Protects company directors and officers against claims for wrongful acts, including breaches of duty, negligence, or mismanagement. Cover safeguards both individuals and the business from legal costs or damages arising from shareholder disputes, regulatory investigations, or employment claims. Design Cover helps businesses tailor cover to protect their leadership team effectively.

Protects company directors and officers against claims for wrongful acts, including breaches of duty, negligence, or mismanagement. It safeguards both the business and individuals from legal costs or damages arising from disputes or investigations. Design Cover helps tailor cover to protect your leadership team effectively.

Protects homeowners and builders by covering defects or incomplete work if the builder cannot complete the project due to insolvency, death, or disappearance. Usually required for residential projects above a certain value, it gives clients peace of mind. Design Cover guides builders and clients through compliance and suitable policy options.

Is a tailored business insurance package for Australian tradespeople like electricians, plumbers, carpenters, and other contractors. It can combine covers such as public liability, tools and equipment, commercial vehicle, and personal accident insurance, making it a simple and cost-effective way to protect your work, gear, and income.

Provides cover for construction projects, protecting against loss or damage to building works, materials, and equipment during the contract period. It helps contractors manage risks like theft, fire, or accidental damage on-site. Design Cover assists in tailoring policies to match the specific scope and duration of each project.

Protects businesses against loss or damage to machinery, tools, and equipment used on-site or in operations. It covers risks like accidental damage, theft, or breakdown, helping minimise costly downtime. Design Cover assists clients in choosing cover that matches the value and type of their assets.

Provides income protection if you’re unable to work due to injury or sickness. Popular with self-employed workers and tradespeople in Australia, it helps cover living expenses and business costs while you recover. Design Cover assists clients in tailoring cover to suit their occupation, income, and lifestyle needs.

Protects not-for-profit groups, clubs, and associations from claims arising from management errors, negligence, or breaches of duty by committee members or office holders. It covers legal costs and damages from disputes or investigations. Design Cover helps ensure these groups have protection tailored to their governance risks.

Covers volunteers for accidental injury while performing approved volunteer work. In Australia, it helps community groups, charities, and clubs protect their unpaid helpers by providing benefits for lost income, medical costs, and rehabilitation expenses. Design Cover assists organisations in selecting policies that ensure volunteers are adequately supported while contributing to their important work.

Helps protect organisers from claims of injury or property damage at events, and is often required by Australian venues and councils. It covers risks such as guest injury claims or property damage. We can provide solutions for single events as a one off cover or an annual policy, giving you financial protection and peace of mind.